Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
Everyday car insurance was one of the top rated car insurers in our 2023 Customer Satisfaction Awards. It scored 4.36/5 stars.
Cons
It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
Excess free windscreen cover is only an optional extra. Other insurers like Australia Post include excess free windscreen repairs as part of its standard comprehensive policy.
How does Everyday compare with other insurers?
As part of our 2023 car insurance awards, our experts analysed 30+ comprehensive car insurance policies, comparing over 640 features and 1,000+ quotes. Here's how Everyday stacked up next to other insurers.
Features
Everyday's comprehensive car insurance policy offers reasonable coverage for a mid-range cost. In terms of perks, it's great for those who shop at Woolworths as you can get 10% off your grocery shop once per month. Otherwise it offers a similar level of coverage to other insurers who may be cheaper. It includes damage to your own car, damage to other people's property, a new car replacement if yours is written off within 2 years of its first registration, a hire car after theft and personal effects coverage up to $500.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
According to our research, Everyday's comprehensive policy sits around the middle in terms of pricing. We looked at 32 insurers; Everyday was cheaper than 10 other policies and more expensive than 21 others. See below how it compares to other popular car insurers.
Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2023, we asked over 5,700 Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the 15+ insurers scored, these were the top 5. See our methodology for how each provider was scored.
Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
Roadside assistance: This is an optional add on for all Everyday policies.
FAQs
Everyday car insurance is underwritten by Hollard.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio
Does WW car insurance cover for a windscreen replacement without paying an excess?
Finder
ZubairMarch 28, 2017Finder
Hi Tonie,
Thank you for your question.
Yes, Woolworths does provide cover for your first windscreen without paying an excess. This will be implemented to comprehensive, third Party Property and Fire & Theft products as they stated in their product disclosure statement: We will pay the cost of replacing or repairing the front windscreen of your car if it is accidentally broken or damaged. We will not apply the agreed excess(es) (set out in your Certificate of Insurance) to the first windscreen claim made in any one period of insurance.
All the best,
Zubair
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Does WW car insurance cover for a windscreen replacement without paying an excess?
Hi Tonie,
Thank you for your question.
Yes, Woolworths does provide cover for your first windscreen without paying an excess. This will be implemented to comprehensive, third Party Property and Fire & Theft products as they stated in their product disclosure statement: We will pay the cost of replacing or repairing the front windscreen of your car if it is accidentally broken or damaged. We will not apply the agreed excess(es) (set out in your Certificate of Insurance) to the first windscreen claim made in any one period of insurance.
All the best,
Zubair