Get car insurance specifically designed for electric vehicles.
Pay-per-kilometre cover is great for anyone who doesn't drive very much.
Uber Carshare drivers can get cover designed specifically for them.
Cons
If you're looking for run-of-the-mill cover, KOBA might not be for you.
There's no option to choose third party or third party fire and theft cover.
KOBA only insures cars from 2006 onwards.
How does KOBA compare with other car insurers?
KOBA is different from many other car insurers - it only offers three policies and all are comprehensive. It's also unable to offer cover to cars made before 2006, as you'll need to connect your car's computer with your policy.
Drivers who travel smaller distances and are looking for cheap car insurance may like to consider these options.
KOBA offers some optional add-ons to further customise your policy, including:
Choice of repairer. Choose any licenced EV repairer to fix your vehicle. (Only available on electric vehicle insurance policies).
Hire car or alternative transport. Get reimbursed for travel costs of Up to $70 per day - Up to 14 days if your car is being repaired as a result of an incident other than theft.
Excess free glass cover. Don't pay an excess if your windscreen, sunroof, or window glass needs repaired or replaced without any other damage to your car.
FAQs about PD car insurance
KOBA is underwritten by Pacific International Insurance Pty Ltd.
You pay an up-front fee to insure your car. On top of that fee, you pay an additional per-kilometre fee (this is just a few cents per kilometre). The less you drive, the less you pay.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 242 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
I wish to ensure my skoda octavia 1.4 tsi 2020, do you do agreed value on this car, and what is the price
Thank you
Finder
PetaJanuary 29, 2024Finder
Hi Igor,
To get a quote you’ll need to visit Koba’s website and fill in the quote form. This page is just Finder’s review of Koba car insurance.
Thanks!
Finder
PetaJanuary 15, 2024Finder
Hi Terena, younger drivers are typically harder to insure because they’re seen as more risky to insurers but if your son has a clean driving record then it should still be achievable. You might find this page more helpful: https://www.finder.com.au/car-insurance/car-insurance-for-p-platers
I hope this helps!
Huddle’s pricing was slightly higher than average with fairly stock-standard benefits. However, generous premium reductions are available to infrequent drivers.
Review of car insurance policies available from Real Insurance.
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I wish to ensure my skoda octavia 1.4 tsi 2020, do you do agreed value on this car, and what is the price
Thank you
Hi Igor,
To get a quote you’ll need to visit Koba’s website and fill in the quote form. This page is just Finder’s review of Koba car insurance.
Thanks!
Hi Terena, younger drivers are typically harder to insure because they’re seen as more risky to insurers but if your son has a clean driving record then it should still be achievable. You might find this page more helpful: https://www.finder.com.au/car-insurance/car-insurance-for-p-platers
I hope this helps!